This tutorial will teach you how to simulate a cloth effect in Maya using a uniform field that reacts to forces. (Dynamics are widely used in Maya). This tutorial requires you to have some basic knowledge of Maya. You can follow this tutorial using any version of Maya.
The simplest way to create fake cloth is to simply animate it. This is certainly not as easy as it sounds because the shapes involved can be quite complex. Still, for simple animations, you can use some simple tricks. Software with morphing capabilities is one good option because it allows for the seamless transition from one complex shape to another.