Additionally, I want to get my philosophy out of the way right now: When I pick up a piece of charcoal, and apply it to paper, it's fine art. When I pick up Fractal Design Painter, and select "oil brush", and paint away, it's fine art (well, in both of these instances, it's as close to fine art as my skills allow). When I open up Photoshop, and work on a texture, it's very rarely fine art. It's usually design. Not that there's anything wrong with design, mind you, but it's a very different art than fine art is.