At the beginning of this year I started a new habit: waking up early and doing a morning walk. For most of my life I have been a night person. I naturally come alive at 10pm. It can even be difficult for me to fall asleep at night because my mind does not shut off. [...]
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Time to get creative! If money is tight and you need to be able to get cash fast, then I have a useful list for you to use. The first step toward creating the right money habits is to bank a $1000 Emergency Fund. This is the first step that Dave Ramsey and his Total [...]
Read More...I love watching movies, but there is an interesting dynamic involved: you are just a spectator. No matter how much your heart is beating during the chase or how much you yell at Suzy to turn around and watch out behind her….you are just a spectator. This makes for a great family lesson. Unfortunately for [...]
Read More...Dave Ramsey is quickly becoming a household name in the area of personal finances. You never have to wonder where he stands in terms of how to handle money, but then again you didn’t wonder where your Grandmother stood either. If our generation has a sin, it is trying to achieve in 10 years financially [...]
Read More...Why did I do it again?! Breaking habits can seem like an uphill battle for sure. Just when you feel like you are getting to the top of the hill, you stumble and roll half way down. Why does life seem so hard at times to break habits? Why is there such a big gap [...]
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