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Choosing to seek out rehabilitation for an alcohol or drug addiction is one of the most important decisions one can ever make. While there are many reasons that those suffering from an alcohol or drug dependence choose not to seek out rehabilitation, cost should never be one of those factors. Read the following article to learn how to afford rehab through a variety of different channels.

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EditSteps

  1. 1
    Determine your insurance status.
    • Some insurance policies will cover all or some of a rehabilitation stay. If you are covered under a policy, insurance should be the first channel of payment investigated.
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  2. 2
    Call your insurance provider if you determine that you are covered under a policy.
  3. 3
    Ask if rehabilitation is covered under your existing policy.
    • Sometimes certain kinds of treatments are covered while others are not. Therefore, when speaking to your insurance provider, be as specific as possible about what kind of treatment you wish to seek.
  4. 4
    Determine any potential restrictions on your treatment.
    • This can include restrictions on the type of treatment covered, the permitted length of stay, the specific treatment centers available to you, and more. As with any use of your insurance policy, be prepared to pay, at a minimum, a co-pay.
  5. 5
    Gather a list of potential treatment centers in a location that is plausible for you to both reach and stay.
  6. 6
    Call potential treatment centers if you are not covered by insurance, or if your insurance does not allow for rehabilitation centers.
    • Treatment centers can be found through the phone book, online searches, or recommendations from your doctor.
  7. 7
    Explain your situation and that you cannot afford rehabilitation.
    • Each rehabilitation center has different policies concerning payment. One may be able to work out a reduced or subsidized payment plan, depending on your situation.
  8. 8
    Tell the center if you are on Medicaid, Medicare, or other federally funded health coverage.
  9. 9
    Contact state funding agencies if you have no applicable insurance policy as you might qualify for state-level grants to help you pay for rehab.
    • Call specific treatment centers and apply for grant money for the purpose of rehabilitation, if available.
  10. 10
    Fund your rehabilitation with cash if grants or insurance aren't feasible.
    • The cost of treatment is very high, but many institutes and treatment centers will work out a payment plan to help you best afford rehab. As with other payment methods, call each center and explain your specific situation.
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EditTips

  • Consider rehabilitation centers in different states. Some grants are state-specific, so if there's little to nothing in your state, explore out-of-state funding options. Just ensure you can afford to get to the center and stay for the duration of treatment.

EditWarnings

  • If you are ready and willing to undergo treatment, don't avoid rehabilitation centers just because of cost. There are many ways to pay, and the treatment could end up saving your life.

EditThings You'll Need

  • Phone book
  • Computer (with internet access)
  • Telephone
  • Insurance information (if applicable)

EditRelated wikiHows

How to
Overcome an Addiction

How to
Beat Drug Addiction

How to
Choose the Best Alcohol and Drug Rehab Treatment

How to
Check Into Rehab

EditSources and Citations

Article Info

Categories: Conditions and Treatments

Recent edits by: Leona

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