Now you can buy coffee, groceries, and more right from your wrist. Apple Pay will change how you make purchases with breakthrough contactless payment technology and unique security features built into Apple Watch. So you can use it to pay in a simple, secure, and private way.
Now paying in stores happens quickly and easily — there’s no need to open an app. You don’t even need to have your iPhone with you. Just double-click the side button and hold the face of your Apple Watch up to the contactless reader. A gentle pulse and a tone confirm that your payment information has been sent.
To set up your debit and credit cards on Apple Watch, simply open the Apple Watch app on your iPhone and select the “Passbook & Apple Pay” option. Tap “Add a new Credit or Debit Card.” Then use the iSight camera on your iPhone to capture your card information. You can also type it in manually. The first card you enter is your default payment card, but you can always switch it in the Apple Watch app. Want to switch cards when you’re paying? After double-clicking the side button, just swipe to browse through your cards and hold the face of Apple Watch near the reader to pay.
Every time you hand over your plastic credit or debit card to pay, your card number and identity are visible. That’s not the case with Apple Pay. Instead of using your actual credit and debit card numbers, when you add your card to Apple Watch a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, a dedicated chip in Apple Watch. These numbers are never stored on Apple servers. And when you make a purchase, the Device Account Number, along with a transaction-specific dynamic security code, is used to process your payment. So your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with payment.
Even if you lose Apple Watch, your accounts are protected. Because when you set up Apple Pay, you’re required to create a passcode. Each time you take Apple Watch off your wrist, the passcode must be entered to access it. And you can quickly remove your cards on iCloud.com.
Apple doesn’t store the details of your transactions, so they can’t be tied back to you. Since you don’t have to show your credit or debit card, you never reveal your name, card number, or security code to the cashier when you pay in a store. This additional layer of privacy helps ensure that your information stays where it belongs. With you.
Apple Pay lets you use Apple Watch to pay in hundreds of thousands of stores accepting contactless payments. And there are more stores to come. Look for one of the symbols below at checkout.
Find stores that accept Apple Pay
If you’re having trouble using Apple Pay at a store displaying one of these symbols, let us know.
Apple Pay works with most of the major credit and debit cards from the top U.S. banks. Just set up your participating cards on Apple Watch, and you’ll continue to get the same rewards, benefits, and security.
Use your debit and credit cards from these banks.*
Accepting Apple Pay is easy. Apple Pay is easy to set up and gives your customers a simple and secure way to pay with the devices they use every day. If you already accept credit and debit cards, simply contact your payment provider to start accepting Apple Pay. Visit Apple Pay Merchant FAQ or give us a call at (800) 854-3680.
Let your customers know you accept Apple Pay. It’s easy to let your customers know you accept Apple Pay. Download the Apple Pay payment mark to use on your website.
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