 Pay Your wallet.
Without the wallet.

Paying in stores or within apps has never been easier. Gone are the days of searching for your wallet. The wasted moments finding the right card. Now payments happen with a single touch.

Apple Pay will change how you make purchases with breakthrough contactless payment technology and unique security features built right into the devices you have with you every day. So you can use your iPhone to pay in a simple, secure, and private way.

An easier way to pay.

One touch to pay with Touch ID. Now paying in stores happens in one natural motion — there’s no need to open an app or even wake your display thanks to the innovative Near Field Communication antenna in iPhone 6. To pay, just hold your iPhone near the contactless reader with your finger on Touch ID. You don’t even have to look at the screen to know your payment information was successfully sent. A subtle vibration and beep let you know.

Watch the demo

Convenient checkout. You can also use Apple Pay to pay with a single touch within apps. Checking out is as easy as selecting Apple Pay and placing your finger on Touch ID.

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Setup is simple. Passbook already stores your boarding passes, tickets, coupons, and more. Now it can store your credit and debit cards, too. To get started, you can add the credit or debit card from your iTunes account to Passbook by simply entering the card security code.

To add a new card on iPhone, use your iSight camera to enter your card information. Or simply type it in manually. The first card you add automatically becomes your default payment card, but you can go to Passbook anytime to pay with a different card or select a new default in Settings.

More secure payments.

Every time you hand over your credit or debit card to pay, your card number and identity are visible. With Apple Pay, instead of using your actual credit and debit card numbers when you add your card to Passbook, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, a dedicated chip in iPhone. These numbers are never stored on Apple servers. And when you make a purchase, the Device Account Number, along with a transaction-specific dynamic security code, is used to process your payment. So your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with payment.

Protect your accounts. Even if you lose your device. If your iPhone is ever lost or stolen, you can use Find My iPhone to quickly put your device in Lost Mode to suspend Apple Pay, or you can wipe your iPhone clean completely.

Keep your purchases private.

Apple doesn’t save your transaction information. With Apple Pay, your payments are private. Apple Pay doesn’t store the details of your transactions so they can’t be tied back to you. Your most recent purchases are kept in Passbook for your convenience, but that’s as far as it goes.

Keep your cards in your wallet. Since you never have to show your credit or debit card, you never reveal your name, card number, or security code to the cashier when you pay in a store. This additional layer of privacy helps ensure that your information stays where it belongs. With you.

Accepted in great stores and apps. With more added every day.

Apple Pay lets you use iPhone 6 or Apple Watch to pay in hundreds of thousands of stores accepting contactless payments. You can also make purchases within participating apps on iPhone 6, iPad Air 2, and iPad mini 3. And more stores and apps are
accepting Apple Pay every day.

Find stores and apps that accept Apple Pay

Look for one of these symbols at checkout.
If you’re having trouble using Apple Pay at a store displaying one of these symbols, let us know.

The major credit cards. With the same major benefits.

Apple Pay works with most of the major credit and debit cards from the top U.S. banks. Just add your participating cards to Passbook and you’ll continue to get all the rewards, benefits, and security of your cards.

Visa
Master Card
American Express

Participating banks.

You can add your credit and debit cards from financial institutions all over the country. These are just a few of the many banks that work with Apple Pay.*

American Express
Bank Of America
Barclays
BB&T
BBVA
Cabela's Club
Capital One
Chase
Citi
Commerce Bank
Fifth Third Bank
First National Bank
Hutington Bank
KeyBank
M&T Bank
Navy Federal Credit Union
PenFed Credit Union
PNC
Regions
SunTrust
TCF Bank
TD Bank
USAA
US Bank
Wells Fargo

View all participating banks

Get your business ready for Apple Pay

Accepting Apple Pay is easy.

Apple Pay is easy to set up and gives your customers a simple and secure way to pay with the devices they use every day. If you already accept credit and debit cards, simply contact your payment provider to start accepting Apple Pay. Visit Apple Pay Merchant FAQ or give us a call at (800) 854-3680.

Let your customers know you accept Apple Pay. It’s easy to let your customers know you accept Apple Pay. Download the payment mark to use within email, on your terminal screen, and on your website. Order Apple Pay decals to put on your storefront window and register.

Next The biggest iOS release ever.

Learn more about iOS 8