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Ten Parts:Creating a Google Wallet AccountAdding Bank Accounts and Credit/Debit CardsUsing Loyalty and Gift CardsChecking Your BalanceSending MoneyRequesting MoneyMaking Payments at Local StoresViewing Your Transaction HistoryMaking Payments for Online PurchasesChanging Settings

Google Wallet is a digital wallet where you can store all your credit cards, debit cards, gift cards, bank details, and so much more, and you can use it to pay for things you purchase with just a single tap. You don’t need to carry cash or credit cards. All you need is an NFC-enabled smartphone and a store that has NFC-payment facilities.

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Part 1 of 10: Creating a Google Wallet Account

  1. 1
    Open the Google Wallet app by tapping on its icon. The icon is a multi-colored “W.” The first time you open the app, you will be shown some welcome screens. Simply swipe the screen three times from right to left, and then tap on “Finished” at the right bottom corner of the last welcome screen.
    • You can setup and access Google Wallet from a computer as well by visiting wallet.google.com. The process is very similar to the app.
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  2. 2
    Create an account. After the welcome screens, you will be asked to set up your wallet. Enter your name and postal code in the spaces provided, and check the “I agree to the Google Wallet Terms of service and Privacy Policy” box below. Tap “Continue” to proceed.
    • Currently, Google Wallet is only available in US, so you must provide a US postal code. Once you’ve provided a valid code, you will be taken to the PIN Setup screen.
    • It takes a few seconds to create your account. You are then automatically signed into Google Wallet using the Google account that has been associated with your phone.
  3. 3
    Create a 4-digit PIN for your wallet. Once your account has been created, you will be asked to make a 4-digit PIN. Enter the PIN into the box, and on the next screen, enter it again to confirm. Once you’ve made a PIN, you will be taken to the app’s main interface.
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Part 2 of 10: Adding Bank Accounts and Credit/Debit Cards

  1. 1
    Open the app menu. Look for the app menu icon, which consist of three lines, at the top left of the screen. Tap this to open the app’s main menu.
  2. 2
    Select the option “Cards & accounts.” On selecting this, a new screen appears that will show card details (if a card is already added), linked bank accounts, as well as the option to add a new account (+ icon) at the right bottom corner of the screen.
  3. 3
    Add a bank account. Tap “Link Bank account” from the options to add your bank account to Google Wallet. In the next screen, enter your bank details—Routing Number, Account Number, Name on the Account, and then retype the account number. Click “Next” at the right top corner of the screen to save the information.
  4. 4
    Add a credit/debit card. To add a credit/debit card, tap on the + icon. Enter the details of your credit/debit card in the fields provided. You will need to enter your card number, expiration date and CVC number. When you’re done, tap “Next” at the bottom right corner to save and add your card.
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Part 3 of 10: Using Loyalty and Gift Cards

  1. 1
    Open the app menu. You can also add loyalty and gift cards if you have any. You can either receive cash amounts, which will be added to your account, or receive the products for free. It depends on the type of card provided to you by the merchant.
    • Look for the app menu icon, which consist of three lines, at the top left of the screen. Tap this to open the app’s main menu.
  2. 2
    Select the option “Loyalty/gift cards.” On selecting, a new screen appears that has the option to “Add loyalty cards” and “Add gift cards.”
  3. 3
    Tap the “Add loyalty card” option. On doing this, the camera app of your phone will open.
  4. 4
    Scan the card. Google Wallet will ask you to align your camera to the back of the loyalty card to scan it. Do so, and then tap the blue-colored circle on the screen to scan. Similarly, it will ask for the front of the card. Scan that as well.
  5. 5
    Check the scans. A new screen will appear displaying a preview of the back and front of the card. If the image is clear, tap “Next,” else tap the back button to go back and recapture the images clearly.
  6. 6
    Add the merchant name. In the next window, enter the merchant name and membership ID in the text boxes, and tap “Save” at the right top corner of the screen. The loyalty card has been saved to your wallet.
  7. 7
    Use a loyalty/gift card. Scroll through your cards, and tap the one you want to use. It will open on the screen. Once fully displayed, show it to the merchant.
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Part 4 of 10: Checking Your Balance

  1. 1
    Open the app menu. Look for the app menu icon, which consist of three lines, at the top left of the screen. Tap this to open the app’s main menu.
  2. 2
    Select the “Wallet Balance” option. The first time you tap on this option, a page will appear asking you to verify your identity.
  3. 3
    Verify your identity. Tap “Verify your identity” and enter your legal name, address (which is registered in the US), date of birth, and the last 4 digits of your social security number (national insurance number).
    • Check the option asking you to use Google Wallet for commercial purpose (this will allow you to make online purchases using Google Wallet) and then tap “Verify.” Google will cross-check the information you provided and verify your account if the information you entered is correct. If there’s an error, you may need to re-enter the information.
    • To view your Google Wallet balance you need to verify your identity as per as the rules of US government. The verification is also required to make any payments using your Wallet.
  4. 4
    Check your Wallet balance. Once your identity has been verified, you may check your wallet balance by simply tapping on “Wallet balance” in the main menu.
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Part 5 of 10: Sending Money

  1. 1
    Open the app menu. Look for the app menu icon, which consist of three lines, at the top left of the screen. Tap this to open the app’s main menu.
  2. 2
    Tap “My Wallet” from the options. On selecting this, you will be directed to the home page of the app. Here you will see the options to “Send Money” and “Request Money,” as well as your current Wallet balance at the top of the screen.
  3. 3
    Select “Send money.” The next screen will require you to enter details on the person whom you will send money to.
  4. 4
    Provide the details. In the fields provided, enter the name or email address of the person you want to send money to in the space provided, and then select the name of the person by tapping on his/her name. The person must have a Google Wallet.
  5. 5
    Enter the amount. A new screen will appear where you will need to enter the amount you want to transfer. There is also an optional message section in this screen where you can type in a message to send along with money. Enter the message, if you want, and then tap on the checkmark in the keypad.
  6. 6
    Select the card to use. The next screen will display a list of all your linked credit/debit cards. Select the card you want to use for the transaction, and tap “Next.”
    • If you want to send money using a new credit/debit card that has not been linked yet, tap the “Add” option adjacent to “Add new Credit/Debit card” option. Enter the details of the card and tap “Next.”
  7. 7
    Send the money. You will be prompted for the Wallet PIN. Enter the PIN, and your transaction will be made.
    • The amount will be credited to the receiver’s Google Wallet balance, and you will get an email receipt for your transaction.
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Part 6 of 10: Requesting Money

  1. 1
    Open the app menu. Look for the app menu icon, which consist of three lines, at the top left of the screen. Tap this to open the app’s main menu.
  2. 2
    Tap “My Wallet” from the options. This will open a page with the options to “Send Money” and “Request Money.” Your current Wallet balance will also be displayed at the top of the screen.
  3. 3
    Tap “Request money” from the options. Again a new screen will appear where you can enter the details of your request.
  4. 4
    Provide the details. Enter the name or email address of the person whom you want to request money from in the space provided, then select his/her name from the suggestions that appear. Next, enter the amount you want to request. There is also an optional message section where you can send a message along with the request.
  5. 5
    Send the request. When you’re done, tap the checkmark on the keyboard, and your request will be sent. If the sender approves your request and send the money, you will receive it in your Google Wallet.
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Part 7 of 10: Making Payments at Local Stores

  1. 1
    Check if the store accepts Google Wallet. Almost all the stores in the UK and US have facilities to accept payment through Google Wallet. There is no official symbol displayed outside the stores though some stores may put Google Wallet icon as payment option in the display as normally stores do for Master, Maestro, and Visa cards. You can always inquire at the checkout counter if they accept Google Wallet.
  2. 2
    Tap your phone to the contactless payment terminal. Once you’re ready to pay, unlock your phone (opening of the Google Wallet app is not required), and place the back of your phone to the contactless payment terminal (payment device at the store).
  3. 3
    Enter your Wallet PIN. After a few seconds, you will be asked to enter you Google Wallet PIN. Enter the Wallet PIN on your mobile device screen, and wait for a few seconds until you hear a beep. Once you hear the beep, you can remove the phone from the payment terminal.
    • In case you have multiple cards saved, a list of your linked cards will be displayed and you will be asked to select the card from which you want to make the payment. Select the card by tapping on it.
  4. 4
    Wait for the transaction to complete. A message will appear on your phone showing “Your transaction is being processed.” Wait for it to display “Your payment has been made successfully” or “Your transaction is complete,” and you’re all set.
    • You will get an email receipt of the transaction you made.
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Part 8 of 10: Viewing Your Transaction History

  1. 1
    Open the app menu. Look for the app menu icon, which consist of three lines, at the top left of the screen. Tap this to open the app’s main menu.
  2. 2
    Select “Transactions” from the menu. A list of all the transactions you made with Google Wallet will be displayed.
  3. 3
    View a transaction. Select the particular transaction you want to view by tapping on it. Its data, like the amount of transaction, date, location, merchant name, and so on, will be shown.
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Part 9 of 10: Making Payments for Online Purchases

  1. 1
    Check if the online store accepts Google Wallet. Not all websites accept Google Wallet for online transactions. Check out the website’s FAQs or information page to learn if they accept Google Wallet. You can also visit the Google Wallet page for a list of online stores.
  2. 2
    Checkout the items. Once you have added the products you want to buy to your online cart, or once you’re on the Purchase page of the website, click the “Checkout” or “Buy” button. The location of this button will vary; some are at the top of the screen, others are at the bottom.
  3. 3
    Select Google Wallet as the payment method. The next page should have payment method options listed, like Credit Card, PayPal, and Google Wallet. Select the latter from the options.
  4. 4
    Enter your PIN. You will then be asked for your 4-digit PIN. Enter it into the text box.
  5. 5
    Select a card to use. If you have several cards saved in Google Wallet, you will be asked to select the card to use. Tap the card, and a message will display “Your transaction is being processed.”
  6. 6
    Wait for the transaction to complete. Once complete, you will be shown the message “Your transaction is complete” or “Payment is successful.”
    • You will get an email receipt of the transaction you made.
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Part 10 of 10: Changing Settings

  1. 1
    Open the app menu. Look for the app menu icon, which consist of three lines, at the top left of the screen. Tap this to open the app’s main menu.
  2. 2
    Change the “Notifications” settings. The Notifications menu is where you can change options for Notifications like notification type, sound, and vibration.
    • To enable notifications, tap the toggle button adjacent to “Receive notifications” to turn ON/OFF all notifications. If the toggle option is blue, it means that Notifications has been enabled. If it is grey, it means option is has been disabled.
      • You can set notifications for “Money received,” “Recurring transfers,” “Wallet card purchases,” “Nearby items,” and “Updates.” Just tap on its individual toggle button to turn them ON/OFF.
    • Set the notification sound by tapping the “Sound” option. A list of different sounds will be shown. Scroll down and select the sound you want to use for your notifications. Tap “OK” at the bottom to set it.
    • If you want your device to vibrate upon receiving a notification alert, tap the “Vibrate” option. You will then be able to select if you want Vibrate to be on “Always,” “Only in silent mode,” or “Never.” Save this setting by tapping “OK” at the bottom.
  3. 3
    Change the Wallet PIN. In the Settings menu, tap “Wallet PIN” to change your Wallet PIN if you need to. On the new screen, tap “Change PIN.” You will be asked for the old PIN, enter it into the field.
    • Next, enter the new PIN you want to use and then reenter it for confirmation. This will also change and save the new PIN.
  4. 4
    View your monthly statements. You can also view your monthly statements in the Settings menu. Just tap “Monthly statements” and select the month you want to view.
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